Posts Tagged ‘microsoft’

What Steve Jobs did for Banking…

Thursday, August 25th, 2011

As the news of Steve Jobs’ resignation rocks the world today, it’s almost like we’re reading his obituary rather than the news that a Fortune 50 CEO has moved on. The impact of Steve’s resignation will be felt hard on Apple’s share price no doubt, and even potentially hit the very fragile US market at [...]

Tags: , , , , , , , , , , , ,

Mobile Payments Palooza

Thursday, May 26th, 2011

Square POS and Cardcase, ClearXchange (BofA, Chase and Wells), Visa NFC trials, Google NFC trials – wow! Mobile Payments just arrived big time this week in the US particularly. So what does it all mean?
Inevitability is biting
Clearly there’s a bunch of very smart people that have all come to the same conclusion over the last [...]

Tags: , , , , , , , ,

Banks and Credit Card Issuers beware – Apple just stole your business

Sunday, October 17th, 2010

If you are a bank, you now have about 9 months to get ready for total disintermediation in the payments space from Apple, Google, Microsoft and a bunch of handset manufacturers. If you think your credit card business is under threat from debit cards today, you’re in for a shock. The plastic is no longer a barrier to entry. You just became an antique…

Tags: , , , , , , , , ,

Bank 2.0: Innovating the customer experience pays dividends – literally

Monday, May 31st, 2010

No one could deny that banks have had a tough time of it when it comes to stock market valuations over the last couple of years. The global financial crisis, massive debt and NPL issues along with punishing public opinion led to a massive collapse in banking stocks and company valuations in recent times. It would be simple to blame the sub-prime and global financial crisis as the sole cause of all the ills to the banking sector, but I have a different theory which explains a large part of the picture.

Their innovation capability and customer experience sucks!

Tags: , , , , , , , , , , , , ,

Computing in the cloud

Friday, December 18th, 2009

As we become more mobile, a great deal more of what we do will need to become detached from our work computer, laptop or enterprise network server. The ability to get access to our data and core applications on the move is one simple example. Restricting this data to physical devices in one specific location is not going to work. So the trend has been for laptops to get more capable so that we can carry them with us. But laptops still have to deal with access to corporate data, security issues and such regardless of their portability.

For this reason, Google, IBM, Apple, and even Microsoft are making various bets on what is known as cloud computing

Tags: , , , , , , , ,